Built for Employers Who Lead with Structure, Efficiency, and Financial Precision

INTRODUCING

The CHAMP Plan

A COMPLIMENTARY PROACTIVE HEALTH MANANGEMENT PLAN

Reduce FICA Exposure. Increase Net Efficiency. Upgrade Benefits—At No Net New Cost.

Vital Edge Benefits Group implements an IRS-approved Section 125 IRC Cafeteria Plan strategy that restructures a portion of employee compensation into compliant pre-tax benefits—reducing employer FICA exposure, increasing employee take-home pay, and enhancing access to supplemental healthcare without increasing total payroll spend. This is not cost cutting—it is disciplined payroll optimization, delivering immediate, measurable, and repeatable financial impact through compliant structuring.

 

“Timeline showing the federal foundation and regulatory history of Section 125 Cafeteria Plans under Internal Revenue Code (IRC) §125 from 1978 through today.”

The Outcome

Built for Leadership Focused On: