Trusted, Certified,
and Fully Compliant
At Vital Edge Benefits Group compliance isn’t just a box we check — it’s the foundation of everything we do.
Our programs are built on verified, IRS Section 125 IRC Cafeteria Plan standards, ensuring every benefit is delivered transparently, ethically, and within federal guidelines. This structure protects employees and employers alike, offering confidence that the CHAMP Plan™ meets the highest standards of compliance and accountability.
Each partner and process has been vetted to ensure the plan remains fully compliant under current tax law, HIPAA privacy standards, and Department of Labor regulations. We work closely with experienced third-party administrators, payroll specialists, and benefits auditors so that every implementation runs smoothly and without risk.
Compliance Credentials
IRS Section 125 IRC Cafeteria Plan Approved
- Fully authorized as a IRS Section 125 IRC Cafeteria Plan, allowing employees to use pre-tax dollars for qualified health and wellness benefits.
Non-Interfering Benefit
- The CHAMP Plan™ is an overlay, designed to complement existing major medical coverage, not replace or conflict with it.
501(c)(3) Ready
- Includes an optional Community Support Program that enables participating employers to direct a portion of tax-advantaged savings toward verified nonprofit initiatives.
Download Overview & Other Flyers
An overview of the CHAMP Plan™ benefits and structure — perfect for introducing the program to employees and employers.
Is The CHAMP Plan™ too good to be true? This PDF breaks down the details of how this innovative plan works and proves that these savings and benefits ARE possible.
A closer look at the benefits of The Champ Plan™ for both Employers and Employees.